PRODUCTS/SERVICES

WHAT VALUE DO YOU GET AS A CARDHOLDER?

• Prepaid card that brings with it full range of banking functionality without the frustrations of traditional banking
• Manner of use easily understood
• Personal Security - no cash or cheques: access to Mobile, ATMs and POS
• Safe, inexpensive cross country, card to card funds transfer or undertake prepaid e.g. for mobiles of family members
• In the future new functions will be available plus possibility of rewards at specified shops
• Easy and widespread access to funds (can use mobile) - No Queues!

WHAT DOES THE CARD LOOK LIKE?

HOW DO YOU GET STARTED?

• Your employer will issue you with your new card
• You will sign a declaration document to state that you received and accepted the Terms and Conditions for the card
• You will then activate your card and choose your own secret PIN using the "IVR" or Voice Recognition service available in:
  • English
  • Afrikaans
  • Isi Zulu
  • Se Sotho
• You can at any time:
  • Log in to the Diamond Cash website - www.diamondcash.co.za
  • Phone Customer Service - 0861 113 673
  • SMS for balance - SMS the word balance to 31571

WHAT VALUE DO YOU GET AS AN EMPLOYER?

• The Diamond Cash Card is a re-loadable, reusable prepaid ATM card that allows employers to offer direct deposits of salaries, commissions, expenses etc to those employees who do not have a bank account. It saves your business time and money. It also provides employees with a new, flexible, cost effective way to get paid.
• Cardholders have access to their pay 24 hours a day, 7 days a week via millions of ATMs and Point-Of-Sale Terminals at grocery stores, petrol stations and other merchants that accept pre paid cards.
• Employers will greatly increase direct deposit participation and realise the following benefits:

SAVE!!!

• By converting a greater percentage of employees to direct deposit.
• Up to R50.00 per cheque when you eliminate cheque distribution costs, lost cheques, fraudulent cheques, payroll corrections and termination pay.
• By eliminating administrative costs associated with cheque preparation, printing, cashing and account reconciliation.
• By eliminating those "I haven't received my cheque calls"
• Reduced employee turnover when the card is implemented and employers provide employees with the functionality, convenience and the purchasing power of a pre paid card
• By utilising our electronic pay slip distribution system.

EASY!!!

• Seamless integration into your existing payroll process.
• We will provide a turnkey application to you.
• Streamlines payroll.
• Quick implementation time.
• We provide an implementation, orientation and follow-up programme that maximises participation while not impacting on your operations.